Disclosure Statement: Cornish Wealth Management is authorised to provide financial advice through CWM Perth Financial Planning Pty Ltd ATF AFSL Trust ABN 24 522 756 593. Australian Financial Services Licensee (No 436740). General Advice Warning: The information in this communication is provided for information purposes and is of a general nature only. It is not intended to be and does not constitute financial advice or any other advice. Further, the information is not based on your personal objectives, financial situation or needs. You are encouraged to consult a financial planner before making any decision as to how appropriate this information is to your objectives, financial situation and needs. Also, before making a decision, you should consider the relevant Financial Services Guide available from your financial planner.